(205) 491-5234
themanleymonroeagency@alfains.com

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Local Agents

We Live and work in your community

Dependable Coverage

Protection you can count on.

Claims Support

We Live and work in your community

Competitive Rates

We're here when you need us most.

Homeowners Insurance

Protect Your Home.
Protect Your Investment.

Your home is likely one of the biggest investments you’ll ever make. Whether you’re buying your first house, upgrading to a larger home, or simply reviewing your current policy, having the right homeowners insurance can provide valuable financial protection and peace of mind.

At The Manley Monroe Agency, we help homeowners throughout Hueytown and surrounding Jefferson County find insurance solutions that fit their homes, lifestyles, and budgets. We take the time to explain your coverage, answer your questions, and help you feel confident that your home is properly protected.

As an Alfa Insurance agency, we combine personalized local service with dependable coverage from one of the Southeast’s most trusted insurance providers.

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What Does Home Insurance Cover?

A standard homeowners insurance policy includes several types of protection that work together to help safeguard your home, belongings, and financial future.

Dwelling coverage helps pay to repair or rebuild your home if it’s damaged by a covered event such as:

Homeowners Insurance

Dwelling Coverage

Fire Lightning Windstorms Hail Falling trees Certain types of water damage Vandalism

Homeowners Insurance

Other Structures Coverage

Detached garages Storage buildings Fences Gazebos Sheds Workshops

Homeowners Insurance

Personal Property Coverage

Furniture Clothing Electronics Appliances Jewelry (subject to policy limits) Sporting equipment Kitchen items

Homeowners Insurance

Personal Liability Coverage

Medical expenses Legal defense costs Court judgments Property damage

Homeowners Insurance

Additional Living Expenses

Hotel stays Temporary housing Restaurant meals Additional living expenses while repairs are completed

Homeowners Insurance

What Isn't Typically Covered?

Many homeowners are surprised to learn that standard homeowners insurance does not cover every type of damage.

Policies often exclude or limit coverage for:

  • Flood damage
  • Earthquakes
  • Routine maintenance
  • Wear and tear
  • Pest damage
  • Mold caused by long-term neglect
  • Sewer backups

If you’re unsure what’s covered, our team can review your policy and explain any available endorsements or additional coverage options.

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When Should You Review Your Homeowners Insurance?

Many homeowners don’t update their insurance until after something changes.

We recommend reviewing your policy if you: protection.

  • Purchase a new home
  • Complete a renovation
  • Install a swimming pool
  • Add a detached garage
  • Purchase valuable jewelry or collectibles

Regular reviews help ensure your coverage keeps pace with changes in your home and your life.

Our Services

Auto

Auto

Finding reliable car insurance that will protect your car and your family—so that every trip feels as good as it should.
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Home

Home

Protect the home, and everything in it, with insurance you can rely on.
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Life

Life

Help to keep loved ones at peace with life insurance that protects people who mean the most to you.
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Commercial

Commercial

Protect your business, employees and future with a custom commercial insurance policy.
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Boat

Boat

Enjoy your time on the water knowing that your boat and passengers are well protected.
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Rentals

Rentals

Complete coverage for rental property and the income it generates.
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Mobile Homes

Mobile Homes

Policy developed to protect your mobile home, and lifestyle no matter where you go.
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Condo

Condo

Intelligent coverage for your condo, possessions and shared space.
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Motorcycles

Motorcycles

Ride to the end of the open road with motorcycle insurance designed for every ride.
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What Our Clients Say

Buz Boyd
Top notch service and staff
Dustin Branson
Jerry Manley has been great to work with! Always super fast to respond and handle any of the many changing needs that have come up. Would 100% recommend this agent.
Kira Penn
Kem has always been responsive and helpful answering any questions I have, and his staff has only ever been respectful and polite when they call. I would recommend his expertise to anyone!
Cheryl
Kem handles all of my insurance needs and represents quite a few of my clients. When you have to file a claim you want an agent who is available and who cares about you. Kem shows up and handles everything every single time.
Jeninne Poe
I couldn’t be more pleased with the exceptional service I’ve received from Kem Monroe and the entire staff. From day one, they’ve been incredibly responsive, always quick to return calls, answer questions, and handle any issues that come up, big or small. I highly recommend them to anyone looking for an insurance team that’s professional, reliable and truly compassionate.
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Service Areas

Insurance Solutions Designed to Serve the Needs of Alabama Residents

Providing Coverage with Integrity, Commitment, and Confidence

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Need Insurance

Need Insurance

Name
Type of Insurance

*Please DO NOT include any personal sensitive information (such as Social Security numbers, financial details, medical records, or passwords) when submitting this form.

Hours

  • Mon to Thu: 8 am - 5 pm
  • Fri : 8 am - 4:30 pm
  • Sat - Sun : Closed

Contact

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